Preferred Lenders

Lender Introduction

You’ve probably already spent some time exploring listings and comparing mortgage rates online, so you may have a sense of what you can afford. But to truly understand your buying power, you’ll need to apply with a trusted local lender. Just like real estate agents, lenders vary widely in expertise and service.

Choosing the right lender means finding one who offers competitive rates, loan programs tailored to your needs, and a commitment to clear communication and reliability. Working with a lender who isn’t responsive—or who hasn’t completed your full pre-approval—can put your offer at risk in today’s fast-moving San Francisco and Sonoma County real estate markets.

Here are two lenders we highly recommend for their professionalism, consistency, and proven results for our clients:

Barbara McDonough, Chase Bank

Barbara and I have done dozens of transactions together. She’s an amazing partner and clear communicator who always delivers. Barbara is an institutional lender, which means she lends money through one bank. She has direct access to underwriters in her office and can rate match any rate you get from another bank.

Apply With Barbara

Ashley Card, Guaranteed Rate

Ashley is tenacious and flexible and gets it done. Ashley is a mortgage broker, which means she can shop multiple lenders to find you the product you need. This can be a life-saver for self-employed buyers who have complicated financial lives, or for buyers who want to buy their new house before they sell the old one and need lending flexibility.

Apply With Ashley

If you have a relationship with another bank and would like a referral, just ask us! We will work with you to find the best lender for your needs.

Work With Us

RealWise is a group of top-producing real estate professionals specializing in San Francisco and Sonoma County property sales.

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STEPHANIE JOHNSON

Phone

(415) 217-9479

[email protected]

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